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Real Estate Tips
First Time Buyers >Finding A Loan

There are two important steps preliminary to becoming a homeowner. First you must find the right home and negotiate the price and terms with the sellers. Then you come to one of the most difficult parts of the transaction--finding the perfect loan.

You should do some comparison shopping among lenders. Your real estate agent can refer you to several reputable lending institutions which should be able to complete the loan process before your proposed financial approval date. The loan officer will take your application and have you sign all the necessary papers to authorize credit and employment verifications. You and the real estate agent should get periodic progress reports to make sure that all of the details are taken care of. Such reports will help to ensure that any potential problems are discovered and addressed before they can hinder the transaction.

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Real Estate Trivia
Q 
What country of the world has the highest percentage of private housing?

A 
Mongolia, where 100% of all properties are owner-occupied.
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Jeannie Costanzo, REALTOR®, real estate agent and broker for Orange County, Rockland County and Dutchess County, New York home listings, property and land for sale - NUMBER1EXPERT

Jeannie Costanzo
Keller Williams Realty
229 Route 32
Central Valley, NY 10917
845-234-2220
Fax: 845-230-8734
jeancostanzo@NUMBER1EXPERT.com


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